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Home Affordability: Half of Ontario Condos Are Now Under $500K
According to the Municipal Property Assessment Corporation (MPAC), the provincial body responsible for evaluating home values for property tax calculations, 45.9% of condos in...
Discover the Advantages of Owning a Home
Do I Need Mortgage Insurance?
When it comes to buying a home, many prospective homeowners have a general understanding of the key steps in the real estate process, such...
Why Bulk Condo Investors Are Spending Millions in the GTA
Institutional investors have made the real estate news this year by announcing major condo acquisitions in the Greater Toronto Area. Most recently, Jesta Group...
What Happens if I Buy a Home With Tenants in Place?
Whether you are buying a home as your primary residence or as a rental investment, you may find a property that is ideal for...
GTA-Homes Case Study: Buyer’s Remorse
Buying a home is an exciting and life-changing experience that signifies freedom, responsibility, and maturity for many young purchasers. But what happens when you...
Q1-2026 Condo Market Report
The first quarter of the year saw sales and prices drop further in the Greater Toronto and Hamilton Area market. Most remarkably, a complete...
5 Questions to Ask When Buying a New Home
When buying a brand-new, unbuilt home, there are both risks and rewards. On the one hand, you may receive an overpriced home that does...
Market Price Drops Aren’t What You Think They Are
Whether you're a current homeowner, investor, or prospective first-time buyer, you will have heard the term "housing market" used in the news, in meetings...
How to Calculate the HST Rebate on Your New Home Purchase
With recent federal and provincial HST announcements, there has certainly been some confusion about how new home prices will change. To make things a...
Top 5 Things to Never Do Before Closing
Closing is the final step in a real estate transaction, wherein the ownership of the house or condo legally transfers from the seller to...
Reset Expectations: Homeownership in Canada Is Over
Despite what the government says it's doing to fix housing affordability, build more homes, and help citizens, the writing is on the wall: Canadians...
Empower Your Audience with GTA-Homes’ Brigitte Obregon, Motivational Speaker and Investment...
As a result of Brigitte Obregon's seminars, clients transform from a limited mindset of "working for money" to a wealthy mindset of "money works...
Ontario Cuts Development Charges in Half
Shortly after last week's seismic announcement that Ontario will provide an HST rebate of up to $130,000 on new homes, the province, in conjunction...
Ontario Homebuyers Save Up to $130K on New Homes
As the Ontario government has released its 2026 Budget, we eagerly welcome a massive new proposed tax rebate expansion that will have a significant...
Can I Claim Tax Benefits With MLI Select?
Canada is facing a housing shortage, and the demand for affordable homes is getting louder. To address this growing pain point, the government has...
Mythbuster: “Investors Aren’t Buying Real Estate”
Every day, there is discussion in the news about real estate, the housing market, and the economy, but much of the negativity you see...
Can You Negotiate Mortgage Interest Rates?
Future and current homeowners can always negotiate their mortgage interest rates, but to do so can be a bit intimidating, as this is not...
Ontario Targets 175,000 New Homes Per Year
When Ontario first announced its ambitious housing target at the end of 2022 to build 1.5 million homes by 2031, we already knew it...
First-Time Homebuyers Can Now Save Up to $50,000 on Taxes
On March 12, 2026, Bill C-4, the Making Life More Affordable for Canadians Act, received Royal Assent. This new legislation increases affordability in a...
From First Home to First Investment
Buying your first home is a huge milestone in your life. But what comes after?
Once you've closed on your first home and begun to...
Handling Homebuying Advice Overload
When buying your first home, you quickly realize that everyone suddenly has an opinion.
Whether it is advice from family members, experiences from close...
How Many Homes Does Canada Build Each Year?
The Canadian housing market is a major topic of discussion that often includes mentions of pricing, inventory, construction, and more. Today, we will dig...
How Long Will Affordability Really Take?
The housing affordability crisis in Ontario has been a thorn in the government's side for years. We have seen exponential price growth and high-rise...
How to Prepare Before Going to a Home Viewing
After you have figured out the kind of lifestyle you want to live out in your new home and narrowed down to 3 neighbourhoods,...
The Quiet Toronto Housing Boom No One’s Talking About
While the news has been dominated by frightening updates about the pre-construction condo market hitting record lows, a nearly invisible market boom is stealthily...
How the Future of Real Estate Will Shift Dramatically in the...
The Greater Toronto Area real estate market is currently at a vital turning point. For the last 2 decades, the housing landscape has become...
What Is the Desperately Wanted Missing Middle?
You've likely heard the news swirling about the coming housing crisis, recent interest rate projections, and how the market will change in the next...
GTA-Homes Case Study: The Location of Your Home
Is it better to wait until you have saved enough for a home in a major city, or "drive until you can afford" to...
What Should First-Time Home Buyers Prioritize in a Home?
There is no such thing as a "perfect" home.
Most first-time home buyers may have dreamed about what their first home would look like, only...
Q4-2025 Condo Market Report
The Greater Toronto-Hamilton Area's condo market reached its 4th consecutive year of downward trends in 2025. Only 1,599 units were sold in the last...
Housing Market Predictions for 2026
Future Prices, Activity, And Rates
Looking at this year's market trend, we anticipate the early stages of recovery. Home prices are expected to stabilize, and...
GTA-Homes Case Study: What Happens When My Seller Dies?
They say life is like a box of chocolates, where you never know what you're going to get. But that sometimes applies to real...
How Many Homes Will Canada Build In The Next 5 Years?
Following the announcement of the Federal 2025 Budget last month, housing experts have reviewed the numbers, revealing additional information about where Canada is headed...
Should I Buy a Power of Sale Home?
We've been hearing the news that homes being sold under power of sale are on the rise throughout the GTA, increasing from double digits...
Is There A Difference Between Renting & Leasing?
With the buzz over Bill 60, talk about tenants, landlords, and rentals has been happening all throughout Ontario. One of the topics we have...
Can I Claim GST/HST Rebates When Purchasing an Assignment Sale?
We have stated in many of our market updates and blogs that the current real estate market is the perfect time for buyers...
What Does The Recent Bank Interest Rate Hold Mean?
On December 10, the Bank of Canada announced that its overnight interest rate would remain unchanged at 2.25%. This marked the last interest rate...
What’s Included In Your Rent? Breaking Down The Costs
Much like home prices, rental rates can fluctuate in response to shifts in the real estate market and the national economy. But you may...
Key Differences Between Short & Long-Term Rentals
As a real estate investor, you may have wondered which type of rental you should operate to get the best value out of your...
What Happens When Your Condo Gets Cancelled?
Earlier this month, Tridel announced it would overhaul the long-delayed One Bloor West project (previously known as The One under Mizrahi Developments), cancelling almost...
Bill 60 Passes: What Does This Mean for Landlords and Tenants?
On November 24, 2025, Ontario's Bill 60, also known as the Fighting Delays, Building Faster Act, 2025, was passed to make amendments to various...
Do I Lose My First-Time Home Buyer Incentives When Co-Signing?
The current real estate market may be the ideal environment for buyers with its inflated inventory, recent interest rate cuts, and low average home...
Comparing the Cost of Buying Pre-Con vs. Resale Condos Now
With low home prices, dropped interest rates, and plenty of inventory in the market, now is the perfect time to buy your first home!...
Should You Stage Your Home When Selling?
In a current buyer's market where sellers face fierce competition to get their homes noticed, it may be time to consider whether or not...
The Truth About Condo Cancellations
You may have seen doomsday news articles about condo cancellations and assumed that the sky has fallen on the real estate market, but the...
Proposed Tax Rebate For Ontario Home Buyers
On October 28, 2025, the Government of Ontario announced a newly proposed tax rebate for first-time new home buyers. This suggested rebate would cover...
Condo Affordability Is Up! Find Units Under $400K
First-time home buyers rejoice! Home affordability is better than it has been for years.
Right now, you can buy a brand-new, just-completed condo for...
Q3-2025 Condo Market Report
Q3 breaks new records as the Greater Toronto Hamilton Area (GTHA) real estate market reaches a 35-year low in condo activity. The same quarter...
GTA-Homes at the Canada International Property Show 2025
Join Us At The 6th Canada International Property Show with Featured Speaker, Brigitte Obregon
Touted as the country's largest international real estate expo, the sixth...
Should You Get A Home Inspection For An “As-Is” House?
With the recent increase in distressed home sales, it's a good time to review what it means when a property is sold "as-is" and...
GTA-Homes Case Study: The Gifted Down Payment
Buying your first home can be a challenge, but once you successfully reach that goal, it will be one of the major milestones in...
Open House and Home Showing FAQs
One of the most enjoyable parts of shopping for a new home is attending open houses and showings. Future home buyers get to tour...
New CIBC Report on the Future of the Condo Market
This report delves into years of condo data for housing starts, inventory, and sales, making important comparisons to the resale and purpose-built rental (PBR) markets and noting government policy changes to understand where things are now and will likely be in the future.
Why Today is the Very Best Time To Buy A Condo
Despite the constant negativity in the news, the truth is that now is the absolute best time for first-time home buyers to buy a...
How to Get the Hottest Deals
Calling all first-time home buyers and investors! We have said it before and will say it again: now is the perfect window of opportunity...
The Price Gap Between Condos and Houses in the GTA
There has been and will always be plenty of talk about the prices of Canadian homes and how they affect those buying for the...
Top 3 Tips For Getting Pre-Approved for a Mortgage
Buying a home is a huge financial investment and one of the most important milestones in your life. In Ontario, we are currently in...
Should I Buy or Sell My Home First? A Guide To...
When relocating, you will face a classic dilemma: either buy your next home before selling your current one or sell before buying. Both options...
Where Are Institutional Investors Investing?
In Canada, institutional investors play a vital role in shaping the real estate market, especially in expanding the rental market and housing supply.
Unlike individual...
New and Improved Tarion Protections for Ontario Home Buyers
Improved protections are on the way for Ontario's future and current homeowners. Tarion, the consumer protection organization in charge of administering the province's new...
Q2-2025 Condo Market Report
Q2 usually represents the hottest time of year for the Greater Toronto and Hamilton area in terms of both weather and real estate activity.
However,...
How To Buy A Home In Canada: A Real Estate Guide...
Thanks to the economic and political climate south of the border, more and more Americans are interested in moving to the Great White North....
GTA-Homes Case Study: The Planner
The current real estate market is the golden opportunity that buyers have been waiting for! We're seeing lower average home prices, plenty of inventory...
CMHC Forecast: Housing & Rent Prices in Canada by 2035
Last month, the CMHC released a sobering report on Canada's dire need for housing. It stated quite plainly that the country's housing starts need...
Breaking Down Toronto Condo Listings on MLS
A lot of buyers would agree that the most fun part of the buying journey (other than successfully closing on their new home) is...
Over 30,000 Listings Hit the GTA
The Toronto Regional Real Estate Board (TRREB) has recently released its May 2025 Market Watch report, stating a solid increase in active listings on...
How to Avoid Losing Your First-Time Home Buyer Benefits
First-time home buyers in Ontario can access many government programs and tax benefits to help them save for and buy their primary residence. However,...
Mortgage Tips for Today’s Buyers
There has been a lot of hesitation from real estate buyers in today's market, especially first-time home buyers. With fear stemming from the news...
Who Should You Hire First? Real Estate Agent or Mortgage Agent?
Every home buyer wants to find the perfect home and secure it. However, to do so, they need a strong team of professionals to...
What Happens If Your Listing Price Is Too High or Too...
In a time of high housing inventory, sellers must ensure they make the right first impression on buyers or lose the attention war in...
Who Are the First-Time Home Buyers?
The Canada Mortgage and Housing Corporation (CMHC) has released its May 2025 survey of nearly 4,000 mortgage borrowers, including first-time home buyers, repeat buyers,...
GTA-Homes Case Study: Wedding Or Down Payment
Is Renting A Smart Step Before Homeownership?
With so much uncertainty in the 2025 real estate market, buyers are feeling fear and confusion about when...
CMHC Reports Home Construction Must Double To Achieve Affordability
This month, the Canada Mortgage and Housing Corporation (CMHC) released a report on housing supply shortages, estimating that Canada will need to increase housing...
Is Now the Time to Sell?
The 2025 real estate market is shaping up to be the perfect opportunity for buyers, especially first-time buyers-but what about sellers? Some sellers are...
Freehold vs Condo Townhouse: Which Is Right for You?
Whether you're a first-time home buyer, upgrading from a condo, or rightsizing from a detached home, buying a townhouse can be an exciting move.
Once...
Short-Term and Long-Term CMHC Housing Predictions
The Canada Mortgage and Housing Corporation (CMHC), which is the Canadian government's housing agency, recently published its data-driven market overview and predicted the future...
Refinancing Versus Selling Your Investment Property
In today's news, it's common to hear stories about Canadian real estate investors who bought at the market peak a few years ago and...
Does Canada’s Declining Birth Rate Mean More Housing Availability?
With the Canadian real estate market currently facing historically low sales activity, dropping property values, and growing inventory, many people have deluded themselves (and...
What to Do if You Overpaid for a Property
With a housing market that has changed drastically in the last few years, many Canadians who purchased homes in 2021 and 2022 found themselves...
June 2025 Bank of Canada Interest Rate Prediction
With the Bank of Canada set to announce its latest overnight interest rate on Wednesday, June 4, we anticipate a rate hold for the...
No GST for First-Time Home Buyers on New Homes
The Government of Canada has just announced a new GST relief program to make homeownership more accessible for first-time buyers. Effective as of March...
The Average Price of Resale Homes in the GTA Today
The Canadian real estate market has noticeably slowed due to buyer uncertainty, but the current housing market is the golden opportunity we have been...
The Truth About Real Estate in the News
Debunking Today's Real Estate Myths
There has been a lot of negativity in the news cycle for the last several months, stoking fear and uncertainty...
2025 is The Year for First-Time Home Buyers
Opportunities for First-Time Home Buyers
The time for first-time homebuyers is now! With home prices dropping, mortgage rates lowering, and inventory growing, real estate in...
What Every First-Time Home Buyer Should Know
Attention All First-Time Buyers!
Buying your first home isn't just a major decision; it marks a milestone in your life and can shape your financial...
Snowbirds Leave the U.S.: Where Will They Fly to Now?
Canadians account for the largest group of international tourists in the United States, and 40% of all foreign visitors to Florida alone. In 2024,...
Carney Wins Minority: What This Means for Canada’s Real Estate Market
With a narrow victory in Canada's 2025 federal election, Mark Carney has led the Liberal Party to secure a minority government with 168 seats....
Q1-2025 Condo Market Report
The latest Urbanation report brings us fresh data gleaned from the beginning of 2025, which we present to buyers and investors in our quarterly...
Recent and Proposed Pre-Election Canadian Government Tax Cuts
With Mark Carney elected as the new Liberal Party leader and assuming the role of Prime Minister on March 14, 2025, several economic changes...
Incoming Purpose-Built Rentals: What Does This Mean for Investors?
The Canadian real estate market has significantly changed in recent years, especially with the declining supply of new housing.
High-rise buildings that were solid investments...
The Bank of Canada Cuts Interest Rates Amid Ongoing Tariff War
On Wednesday, March 12, the Bank of Canada (BoC) announced its second interest rate change this year, lowering the policy rate by another 25...
Mortgage Brokers vs. Banks: The Rising Trend for Mortgages
The real estate market has seen many significant fluctuations over the past few years due to changing interest rates, inflation, government policies, and now...
Generating Solutions to Housing Challenges
With a provincial and federal election looming, Ontarians and Canadians can expect a lot of change in 2025. One unique opportunity that a potential...
Why The Assignment Market Is Booming Right Now
What Are Assignment Sales?
When a home buyer purchases a pre-construction unit, they may have the option to sell their purchase agreement before the unit...
Most Googled Cities in Canada for Buying a Home in 2025
As we move into 2025, the Canadian real estate market continues to shift in preparation for the next decade. With the recent interest rate...
Things You Must Know Before Becoming a Landlord
If you're considering investing in a condominium in the real estate market, there's a good chance you're thinking about looking for a rental property....
Is 2025 a Good Time to Buy in Toronto & the...
The Canadian real estate market has seen its share of ups, downs, and even more downs, especially with how activity has slowed to a...
Housing Market Forecast for 2025 and Beyond
As we look ahead to 2025, bold real estate predictions have been made as to what the next phase of the market will look...
Prepare for Tax Season: Homeowner Tax Benefits to Know
With tax season quickly approaching, homeowners and landlords should be prepared to file their paperwork with the Canada Revenue Agency before the end of...
Major Waterfront Revamp Brings 14,000 New Homes to Toronto
Three levels of government have committed to fast-tracking development on Toronto's waterfront, which will include 14,000 new homes. On January 28, 2025, the Government...
Top 5 Condo Picks for Spring 2025
Following up on our previous blog about where investors should look to invest in 2025, we have compiled the top 5 hottest condo projects...















































































































